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BNPL platform testing services

Test every transaction. Trust every payment.

With 15+ years in fintech QA, DeviQA helps BNPL platforms stay secure, compliant, and reliable across every transaction.

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Our solutions for your BNPL testing challenges

DeviQA helps BNPL platforms stay reliable, secure, and compliant, ensuring smooth credit checks, fraud protection, and flawless payment flows.

Credit & risk logic

Challenge

BNPL systems must assess credit instantly, often with limited data.

Solution

We test underwriting algorithms, edge cases, and risk scoring accuracy.

Repayment overlaps

Challenge

Over 40% of BNPL users miss payments, creating loan conflicts.

Solution

We simulate multiple active loans, validate repayment order, and detect inconsistencies.

Fraud & security threats

Challenge

BNPL apps face rising fraud and synthetic identity attacks.

Solution

We run penetration and security testing to verify anti-fraud and KYC systems.

Financial reconciliation

Challenge

Installments, refunds, and chargebacks can easily desync.

Solution

We test transaction integrity, end-to-end refund handling, and ledger accuracy.

Regulatory compliance

Challenge

BNPL rules change rapidly across markets.

Solution

We validate reporting, data handling, and audit flows to meet local regulations.

Performance under peak load

Challenge

BNPL use surges during promotions and holidays.

Solution

We conduct load and stress testing to ensure stability at scale.

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The scope of our BNPL testing services

We provide end-to-end BNPL platform testing services to ensure your software delivers exceptional quality at every level. 

Case studies

Partner with us:
see the difference

See all stories

Global healthcare giant

Web app testing
Test automation
API testing
Dedicated QA team
  • 90%

    Test coverage

  • 1.6k+

    Test cases created

  • X18

    Faster regression testing run

Read customer story

The first modern real estate platform

Web app testing
Test automation
E2E testing
Load testing
Mobile testing
+2
  • 85%

    Test coverage

  • 2k+

    Test cases created

  • 2.5x

    Faster regression testing run

Read customer story

Dental practice platform

Web app testing
API testing
Dedicated QA team
Mobile testing
+2
  • 95%

    Test coverage

  • 5k+

    Test cases created

  • 3k+

    Number of critical bugs logged

Read customer story

Solution for managing payments

Web app testing
Dedicated QA team
DB testing
API testing
Performance testing
  • 12

    Years of cooperation

  • 100%

    Covered performance

  • 2x

    Faster regression testing time

Read customer story

Booking system for tours and attractions

Web app testing
Test automation
Mobile testing
DB testing
Dedicated QA team
  • 90%

    Test coverage

  • 3.2k+

    Automation test scripts created

  • 1-2h

    Time of regression

Read customer story

Experience the DeviQA difference

From initial consultation to full-scale QA implementation, we deliver results.

DeviQA’s AI advantage

At DeviQA, we use AI to make testing smarter and simpler. Our ecosystem is built to deliver faster, smarter, and more cost-efficient results — so your team can do more in less time.

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AI-powered IDE assistant

Reduces test script writing time

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QA companion

Provides suggestions for test optimization and addresses gaps

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Automated code review

Flags unused variables, improper loops, and other common errors

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AI for API testing in Postman

Streamlines API test case creation and response validation

Features

Test case creation

Code review

Exploratory planning

Log analysis

without AI

6 hrs

3 hrs

2 hrs

2 hrs

with DeviQA AI

4 hrs (33% saved)

2 hrs (33% saved)

45 min (60% saved)

1 hr (50% saved)

Collaboration on your terms

Backed by 15+ years of expertise, DeviQA offers three flexible models for BNPL testing services to fit your project’s needs, timeline, and budget.

Staff augmentation

Add skilled QA engineers to strengthen your team fast.

Advantages:

  • Rapid onboarding with minimal management overhead

  • Immediate capacity boost for release surges

  • Access to niche testing skills

Best for:

Teams needing extra QA capacity without hiring full-time.

Get started

Dedicated QA team

A full-time QA team focused on your BNPL platform.

Advantages:

  • Deep domain expertise in fintech and BNPL testing

  • Continuous alignment with your release cycles

  • Full transparency and control over priorities

Best for:

Ongoing BNPL products needing stable, embedded QA.

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Project-based outsourcing

We handle all testing while you focus on delivery.

Advantages:

  • Fixed scope, timeline, and budget

  • Detailed reporting and predictable delivery

  • Minimal internal involvement

Best for:

Companies needing full-cycle QA for specific BNPL releases.

Get started

Why choose us for BNPL platform testing?

Over 500,000 project man-days successfully delivered.

We take full accountability for our work.

A range of value-added services at no extra cost.

Free test trial. Try us before making any payment.

Our engineers are senior testers with strong autonomy and self-starting ability.

With a 96% retention rate, we offer stable teams, compared to the industry average of 80%.

Extensive testing lab with a wide range of environments, platforms, and devices.

Access to a technology community of over 1000 QA engineers and experts.

BNPL testing that meets the standards. And exceeds expectations.

Our approach to BNPL platform testing

Our structured 6-step approach ensures BNPL platforms stay accurate, compliant, and reliable under real-world conditions.

01

Analyze requirements

We review BNPL logic, credit flow, and integrations with payment systems and credit bureaus.

02

Define test strategy

We plan coverage for credit scoring, transactions, compliance, and fraud detection.

03

Design test cases

We build realistic data sets simulating multiple loans, repayments, and user behaviors.

04

Automate key flows

We automate approvals, payments, and reconciliations to accelerate testing cycles.

05

Execute and monitor

We run manual and automated tests, tracking performance and data accuracy.

06

Report and optimize

We provide detailed reports, insights, and ensure compliance with financial standards.

Here’s what people are saying
about DeviQA

26 reviews

32 reviews

9 reviews

Review

It was so easy to integrate your people with us and we didn't have any problems.

Author

Janosch Greber

VP of engineering at RealTyme

DeviQA helped develop a cybersecurity software platform. Complex automated scenarios test REST APIs through a Faraday library. An SDK application works with Azure, Google Cloud, Docker, and LXC containers.

Yuval Or

Yuval Or

QA manager at Mimecast

Review

DeviQA has always brought us really high quality candidates for us to be able to seamlessly mesh into our team.

Author

Danny He

CEO and founder at Soapbox

DeviQA provides software QA automation engineering support to a QC and QA company. Their work includes sandbox testing, QA, testing automation, DevOps support, and TechOps support.

Alex Ohoussou

Alex Ohoussou

Head of QA & techOPs at QIMA

Review

You guys have always been genuine, flexible and personable.

Author

Ryan Austin

CEO and founder at Cognota

DeviQA has provided application testing services for an HR tech company. The team has managed feature, smoke, and regression automation tests and offered test reports.

Mia Bunjac

Mia Bunjac

QA chapter lead at Renhead Technology

Review

In fact, they have been a part of our success story, helping us grow from six workers 11 years ago to about 1200 workers now.

Author

Raanan Tauber

QA manager at Tipalti

DeviQA provides automatic testing with continuous integration for native and hybrid mobile apps.

Giurea Renato Gabriel P.F.A.

Giurea Renato Gabriel P.F.A.

CTO at Impaktsoft Projekt S.R.L.

Review

They can take my lack of knowledge and I can trust that they will be able to produce something of value.

Author

Ray Alde

Co-founder & cto at Arklign

DeviQA provides QA and testing resources on an ongoing basis. They evaluate architectures and offer both manual and automated testing. The client has also utilized their on-demand developers.

Review

To me, that's above and beyond, I did not expect that to be so smooth and so easy.

Author

Mark Levine

Chief product officer at CYDEF

DeviQA is a dedicated vendor that assists with manual and automated testing on an ongoing basis. They're also overseeing other development projects and supervising the testing portion of those.

Review

They know what they're doing because the people that they send to us are quality people.

Author

Charles Chase

Chief technology officer at Returnmates

DeviQA provided application testing services for an audio editing platform. The team was responsible for continuously testing the UI and functionality of the platform via an automated testing framework.

Review

There is also very good follow up on the engineers and the job they're doing.

Author

Olivier Mayot

Chief technology officer at SimpliField

DeviQA serves as the process improvement partner to a diabetes care and solutions company. They helped scale the client's automated testing and are now working on improving their manual testing framework.

Collaboration process overview

  • 01

    Initial contact. We start by understanding your testing needs and aligning them with your goals.

  • 02

    Assessment. Our experts analyze your current process and propose a tailored improvement plan.

  • 03

    PoC. Try a free proof of concept to see our capabilities in action.

  • 04

    Trial & evaluation. We conduct a trial phase and review the results together.

  • 05

    Contract & QA implementation. Once satisfied, we sign the contract and begin full-scale QA.

  • 06

    Flexible partnership. DeviQA offers scalable solutions to adapt to your business needs.

Ready to connect?

Just fill in your name and email, and we’ll get back to you with available slots

Questions & answers

We simulate real and edge-case user profiles, from zero-credit users to repeat borrowers, to validate scoring models, limit checks, and risk rules under real-world data conditions.
Yes. We embed localized test cases reflecting consumer finance, data protection, and KYC/AML regulations for each target market, ensuring no compliance blind spots during expansion.
We run end-to-end validation on transaction chains, comparing every ledger entry, installment, and refund flow to detect mismatches invisible in UI or API-level testing.
We create synthetic identities, duplicate accounts, and simulated attacks to verify fraud triggers, velocity limits, and detection accuracy without risking real data.
We focus on automating recurring payment flows, API integrations, and credit decisions, the areas with the highest regression and financial impact.
We simulate concurrent users and load from multiple merchants, stress-testing APIs, queues, and databases to ensure stability and graceful degradation under peak demand.
Absolutely. We align with your release cadence, integrating automated tests into CI/CD for continuous validation of credit flows, risk checks, and repayment cycles.
All testing environments use masked or synthetic data, comply with ISO 27001, and follow GDPR and PCI DSS standards to prevent any exposure of real user information.
We quantify QA impact by tracking issue detection before release, reduced production bugs, improved transaction accuracy, and shorter regression cycles.
We start with a pilot phase focused on high-risk flows, then scale to continuous QA, either as a dedicated team, staff augmentation, or full project outsourcing.